Benefits4HR can help your employees choose the right supplemental employee benefits policies that meet their needs. We can design various health and life insurance plans that suit every personal need and relative income levels of your employees.
Employee Short-Term Disability Insurance
A short-term disability insurance policy aids your employee with the loss of pay resulting from an illness or injury. If insured, your employee will receive monthly benefits while he/she is disabled to help pay bills.
Employee Long-Term Disability Insurance
Long-Term Disability Insurance helps replace a part of your employee’s salary for an extended period when they cannot work at all or can only work part-time due to a disability. Experts say that long-term disability insurance is just as important to an employee as a life insurance.
Employee Life Insurance
Offer life insurance policies to your employees so their loved ones will not face financial difficulty if they passed away. Life insurance can pay off burial/funeral expenses, uninsured medical costs and current bills and debts. It can also help secure the future of your employees families.
Cancer Indemnity Insurance
Sadly, the risk of getting cancer is significant and increasing. Cancer Indemnity Insurance provides financial help in case a positive diagnosis of cancer ever occurs. With a cancer indemnity insurance, your employee will receive cash benefits during covered cancer treatments. It can also help protect their income and savings from expenses that aren’t covered by major medical coverages.
Critical Care & Recovery Insurance
A Critical Care & Recovery Insurance complements your employee’s major medical coverage. Since major medical insurance policies only pay doctor and hospital bills, employee with this supplemental coverage will receive cash benefits to manage out-of-pocket expenses that would be difficult to pay after a serious health event.
Accident Indemnity Advantage
Help your employees protect their standard of living by offering them a supplemental accident insurance policy that can cover their unexpected medical and out-of-pocket expenses after an accidental injury. An accident insurance policy can help them through the many stages of care, from the initial emergency treatment or hospitalization, to follow up treatments or physical therapy.