Benefits4HR ensures that you and your most valuable assets are protected from unexpected events. Our overall risk management approach allows us to match your specific industry requirements and necessary coverage to a wide range of general business insurance products.
Business Insurance Services
Benefits4HR offers various levels of coverage designed to minimize risk and help your business pull through from unexpected events. We make this possible by evaluating your business operation, specific needs and risks and then matching them with our wide range of insurance carriers and programs.
Protect yourself and your company from legal complications in the event that an employee incurs any injury, disability, or disease on the job. Benefits4HR can help you select a plan that complies by State rules and has maximum coverage at a minimum cost.
Business Property Insurance
Protect your property, contents and other items against loss, damage or theft. Benefits4HR can customize your policies to your specific needs, including coverage for earthquakes, floods, sewer backup, replacement costs, building by-laws, or consequential loss.
Business Income Insurance
Get Business Income Insurance to cover your loss of income following a damage caused by fire or another peril. Benefits4HR can tailor a plan that covers the loss of gross profits, extra expenses or rental value until the repair or replacement is complete.
Errors and Omissions Insurance (E&O)
Errors and Omissions insurance (E&O) is a necessity for any person, company, or partnership who sells professional services. Benefits4HR’s E&O covers financial losses caused by breach of contract, defective designs, delay in delivery, inaccurate advice or information, typographical errors and incorrect appraisals, to name a few.
Theft Insurance provides coverage for loss of money, securities, or inventory resulting from burglary, robbery and other theft.
Employee Dishonesty Insurance
Whether you own a small start-up company or a large corporation, it is important that you get protection from employees who may compromise the value of your assets through a dishonest act.
Company Vehicle Insurance
Commercial Vehicle Insurance protects various company’s vehicles including service and delivery vehicles, work cars, SUVs, vans and trucks from damage and collisions.